Dreaming of a comfortable retirement in India? Discover how much you need to invest monthly to build a ₹3 Crore corpus by age 55. Let's make that dream a reality!
Achieving a ₹3 Cr retirement corpus by 55 in India sounds ambitious, but it's totally achievable! With the right strategy and consistent Systematic Investment Plans (SIPs), your financial freedom awaits.
Your monthly SIP depends on when you start (at 12% annual return): - Age 25 (30 yrs): ₹8,000-₹8,500 - Age 35 (20 yrs): ₹25,000-₹26,000 - Age 40 (15 yrs): ₹45,000-₹47,000 Time is your greatest asset!
Can't afford a large SIP initially? Implement a 'Step-Up SIP'! Start with what you can, then increase your contribution by 10-15% annually as your income grows. This makes big goals digestible.
For long-term growth, equity mutual funds are key. Consider Flexi-cap, Large & Mid Cap, or Index Funds. Diversify your portfolio across 2-3 well-managed funds for inflation-beating returns.
Don't start late, stop SIPs during market falls, or chase 'hot' funds. Not stepping up your SIP & ignoring an emergency fund are also common pitfalls that can derail your ₹3 Cr goal.
Ready to plan your financial future? Use our FREE SIP calculators at sipplancalculator.in to find your ideal SIP for a ₹3 Cr corpus. Your future self will thank you!