Got ₹8 lakhs? Unsure whether to invest it all at once or spread it out? Let's decode the smartest strategy for YOUR money!
Invest your entire ₹8 Lakhs in one go. High returns if you time market dips perfectly, but risky if you hit a peak. Timing the market is tough!
Break ₹8 Lakhs into smaller, regular investments. Benefits from Rupee Cost Averaging, buying more units when prices are low. Reduces volatility stress.
Don't try to time the market with lumpsum, nor stop SIPs during dips. Always invest with a clear goal & review your portfolio regularly.
My #1 tip for ₹8 Lakhs: park it in a liquid fund, then set up an STP (Systematic Transfer Plan) to your equity fund over 6-12 months. Smart & safe!
Explore Balanced Advantage Funds for dynamic allocation, or a hybrid approach: part lumpsum, part STP. Tailor to your risk comfort & financial goals.
Ready to make your money work harder? Use our SIP calculator to forecast your wealth growth. Visit sipplancalculator.in today!