Your bonus just landed! Now what? Make your hard-earned money work harder for you. Let's discover the best investment path for your goals.
That exciting bonus just landed! But should you invest it all at once (lumpsum) or spread it out with a Systematic Investment Plan (SIP)? A common question for salaried professionals.
Invest your entire bonus at one go. If markets rise after your investment, you could see big gains. But if they dip, so does your initial investment. Timing the market is truly tough!
Spread your bonus over several months (e.g., ₹10K for 10 months). Benefits from 'Rupee Cost Averaging,' buying more units when prices are low. Builds discipline, reduces anxiety.
Invest your bonus into a liquid fund, then set up automatic monthly transfers (like a SIP) to your chosen equity fund. Your money earns while gradually transitioning to growth.
Don't wait too long or fall for 'hot tips.' Treat your bonus as valuable capital, aligning it with your financial goals. For most, SIP or STP offers a disciplined, less stressful path.
Don't let your bonus sit idle, losing value to inflation. Use our free SIP calculator to visualize its growth potential and make an informed decision for your future!