Anya's parents wonder about future education costs. A ₹75 lakh degree today could be ₹2 Cr in 15 years! Fixed SIPs often can't keep up with 8-10% education inflation.
A regular SIP for ₹10K/month might only hit ₹50L in 15 years. You need an accelerator! The Step-Up SIP lets your investment grow with your income & inflation.
Commit to increasing your SIP by a percentage (e.g., 10%) annually. Priya & Rahul's ₹15K SIP + 10% step-up could reach ₹1.2 Cr+ in 15 years, not just ₹75L!
For 10-15 years, equity mutual funds are key. Consider Flexi-Cap for adaptability, Large-Cap for stability, or Balanced Advantage closer to goal. Avoid chasing hot tips!
Underestimate inflation? Start late? Stop SIPs in market dips? Chase returns? Ignore annual step-ups? Avoid these common mistakes to secure your child's dreams.
Ready to see the magic for yourself? Use our SIP Step-Up Calculator to tailor a plan for your child's education goal. Start stepping up your savings now! sipplancalculator.in