That number feels huge, right? But achieving ₹5 Crore for retirement by age 60 is absolutely doable for salaried Indians. Let's break down how!
Your age matters! Starting at 25 needs ₹10.5K SIP. At 30, it jumps to ₹19K. By 40, you're looking at ₹65K+ monthly. Time is your biggest asset!
Don't let your salary growth go unused! Increase your SIP by 10% annually. Even a small step-up can turn ₹12K into ₹7-8 Cr over 30 years. It's realistic & powerful.
For long-term goals, equity funds are key. Consider Flexi-cap for diversification, Large-cap/Index for stability, or ELSS for tax benefits. Diversify smartly!
₹5 Cr today is NOT ₹5 Cr in 30 years! With 5-6% inflation, its real value could be just ₹1.5 Cr. Invest aggressively & step up SIPs to beat this silent monster.
Don't start late, skip SIP step-ups, panic sell during dips, or be too conservative. These blunders can derail your ₹5 Cr goal. Stay disciplined & long-term focused!
Ready to map your path to ₹5 Cr? Use our Goal SIP Calculator and SIP Step-Up Calculator to tailor your plan and make your retirement dream a reality.